Expert inheritance tax advice to protect your family’s wealth
At Moore South, we provide expert inheritance tax advice and bespoke planning solutions to help individuals and families reduce their inheritance tax liability and preserve more of their wealth for future generations. Our experienced team of tax specialists and estate planners work closely with you to ensure your affairs are structured as tax-efficiently as possible, while remaining fully compliant with HMRC regulations.
Whether you’re planning your estate, reviewing your assets, or acting as a trustee or executor, we’re here to offer clear, practical guidance on every aspect of inheritance tax (IHT).
Why inheritance tax planning matters
Early and effective inheritance tax planning can significantly reduce, or even eliminate, your IHT exposure. With the right advice, you can ensure that your estate passes to your chosen beneficiaries in the most tax-efficient way.
Our inheritance tax advisory services
We offer a full range of IHT services tailored to your personal and financial circumstances. Whether you have straightforward assets or a complex estate structure involving trusts, overseas property, or business interests, our IHT specialists can help you plan with confidence.
Our services include:
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Personalised inheritance tax planning strategies
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Advice on using nil-rate band and residence nil-rate band allowances
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Lifetime gifting strategies and Potentially Exempt Transfers (PETs)
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Setting up and managing trusts for inheritance tax efficiency
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Advice for business owners on Business Property Relief (BPR)
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Structuring your estate to qualify for Agricultural Property Relief (APR)
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Reviewing and optimising wills and beneficiary nominations
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Estate equalisation and wealth succession planning for families
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Liaising with legal advisers to ensure full alignment of planning documents
When should you seek inheritance tax advice?
Inheritance tax isn’t just for the ultra-wealthy. If you own property, savings, investments, or life insurance policies particularly in joint names or held in trust you may be affected by IHT.
You should consider seeking professional inheritance tax advice if you:
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Own a home and other assets that exceed the current IHT threshold
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Are married or in a civil partnership and want to plan jointly
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Have children or grandchildren and want to pass on assets
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Have set up trusts, or are considering doing so
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Own a business, farm, or rental property
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Are concerned about paying too much tax on your estate
Planning early gives you the broadest range of options and ensures you retain control over how your wealth is managed and distributed.
Reduce inheritance tax effectively
With careful planning and the right structures in place, it is possible to reduce or defer inheritance tax — and in some cases, avoid it altogether. From using available allowances to transferring assets strategically, we will explore every legitimate method to maximise what your beneficiaries receive.
Common strategies we advise on include:
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Making lifetime gifts and using annual exemptions
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Placing life insurance policies in trust
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Creating discretionary trusts or bare trusts
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Using charitable donations to reduce taxable estate value
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Transferring unused nil-rate bands between spouses
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Planning around the 7-year rule and taper relief
Inheritance tax for business owners
Business owners face unique challenges when it comes to inheritance tax, especially around succession planning. We advise on how to structure your business interests to take advantage of Business Property Relief, ensuring that shares in trading businesses can be passed on with minimal or no IHT.
We also provide guidance for family-run farms and estates, helping you understand your eligibility for Agricultural Property Relief and how best to prepare for intergenerational transfer.
Why choose Moore South for IHT advice?
As trusted advisers to individuals, families, and business owners across the UK, Moore South combines deep technical expertise with a personalised, client-focused approach. Our inheritance tax advisers work closely with our wider team of accountants, financial planners, and legal partners to deliver a fully integrated service.
We understand that IHT planning involves sensitive family considerations, so we approach every case with discretion, clarity, and care. Our aim is to help you protect your assets, support your loved ones, and make informed decisions about your legacy.